Last updated: March 28, 2026

1. Who We Are
We are MS Risk Limited, located at Clearwater, Quarterbridge Road, Douglas IM2 3RQ, Isle of Man. You can contact our Data Protection Officer at info@msrisk.com. 

2. What Data We Collect
We may collect the following personal information: 

• Contact Details: Name, email, and phone number (e.g., via contact forms).

• Technical Data: IP address and browser type (via cookies).

• Usage Data: How you use our website. 

3. Why We Use Your Data
We process your data based on GDPR Article 6 compliance requirements for the following purposes:

• To provide and improve our services.

• To respond to your enquiries.

• To analyse website traffic for marketing strategies.

4. Data Sharing & Retention
We do not sell your data. We only share it with trusted third parties (like hosting providers) to run our site. We keep your data only as long as necessary for the purposes outlined above. 

5. Your Rights
Under UK GDPR, you have the right to: 

• Access your data.

• Correct inaccurate information.

• Request erasure (“right to be forgotten”).

• Object to or restrict processing. 

6. How to Complain
If you have concerns, please contact us first. You also have the right to lodge a complaint with the Information Commissioner’s Office (ICO). https://ico.org.uk/